How Does Taking Out a Mortgage Affect Your Credit Score?
One of the top reasons to maintain a good credit score is because it can help you secure a low interest rate on a home mortgage. In fact, a poor credit score can even disqualify you from a mortgage....
View ArticleHow Can I Tell If A Credit Repair Company Is A Scam?
When poor financial decisions catch up to you, it can be tempting to look for quick fixes. After all, a low credit score can cost you sometimes thousands of dollars over time in high-interest fees,...
View Article6 Budgeting Tips That Will Improve Your Credit
Most people don’t spend a lot of time budgeting. Online bank and financial services have made “checking in” on your accounts fast and easy, and all but eliminated the need to keep a record of what goes...
View ArticleHow to Protect Your Email Address From Identity Theft
Much of the world’s business today is conducted online, and it’s likely that most of your daily life involves interacting on the internet in several ways. We’ve all been warned about the dangers of...
View ArticleHow to Use Your Tax Refund to Repair Your Credit
Finding out that you’ll be receiving a significant tax refund can be exhilarating, especially if you’re living paycheck-to-paycheck or finances are tight. Coming into a good amount of money can get...
View ArticleShould You Use a Balance Transfer Card to Pay Off Credit Card Debt?
Whether intentional or not, using your credit card regularly can rack up debt in the blink of an eye. It’s easy to get in over your head with credit card bills and interest fees, but there are some...
View ArticleCan Social Media Affect Your Credit Score?
The precise formula for determining your credit score is information privy to the credit reporting bureaus (Equifax, Experian, TransUnion), and can vary between the different companies. Traditionally,...
View ArticleHow Does Using or Being a Co-signer Affect Your Credit?
Being turned down for a loan can be discouraging, especially if you have little or no credit history to help you apply for another. To improve your ability to qualify for loans, you may consider asking...
View ArticleHow Having Multiple Credit Cards Can Help Your Credit.. or Ruin It
The cashiers at the store offer them, your mailbox is always full of them, and even your bank seems to be constantly promoting them. Credit card offers bombard us at every turn, and a lot of them have...
View ArticleSummer Bucket List That Won’t Ruin Your Credit
Everyone dreams of visiting an exotic destination. The great pyramids in Egypt, the jungles in the Amazon, the country of your family’s ancestry. Or maybe your bucket list caters more to the...
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